Privacy Policy

Préstamos Rápidos – FinanzasYa (“we”, “our”, “the App”) is a financial comparison tool designed to help users explore loan offers, calculate payments, and access relevant financial information available in Spain. We do not provide loans directly and we are not a financial institution.
This Privacy Policy explains how we collect, use, store, and protect your information when you use our App.

1. Information We Collect

1.1. Information You Provide

We do not require users to create an account or provide personal data to use the App. However, you may voluntarily submit information such as:

Contact information when communicating with our support team
Data you enter into the loan calculator (loan amount, term, interest rate), which is processed only on your device

1.2. Automatically Collected Data

To improve the App’s performance, we may automatically collect certain non-personal information, such as:

Device type and operating system
App usage statistics
Interaction events (e.g., taps, screens viewed)
Anonymous identifiers used for analytics

This information does not identify you personally.

1.3. Third-Party Services

The App may use third-party analytics or advertising tools (e.g., Google Analytics, Firebase, or similar). These providers may collect:

Device identifiers
Usage data
App performance metrics

All third-party services follow their own privacy policies.

2. How We Use Your Information

We use collected data to:

Improve functionality and user experience
Analyze performance and troubleshoot issues
Offer relevant content and ensure proper operation of the App
Comply with legal obligations, if necessary

We do not sell, rent, or share your personal data with lenders or third parties for marketing purposes.

3. Use of Financial Tools

The loan calculator inside the App processes the information locally to compute:

Estimated monthly payment
Total repayment amount

Data entered in the calculator is not stored, not transmitted, and remains solely on your device.

4. Links to External Websites

The App may contain external links leading to lenders, banks, or financial providers. We are not responsible for:

The content of external websites
Their privacy practices
Their data protection policies

Always review the privacy policies of third-party websites before submitting your personal information.

5. Data Security

We implement industry-standard protection measures to safeguard your data. However, please note:

No method of electronic transmission or storage is 100% secure
We cannot guarantee absolute security, though we strive to protect all information we process

6. Children’s Privacy

The App is not intended for individuals under the age of 18. We do not knowingly collect data from children. If such data is detected, it will be deleted immediately.

7. Your Rights

Depending on your location (including EU/EEA), you may have the right to:

Access your data
Request correction or deletion
Object to processing
Request that your data is not used for analytics

Because we do not store personal data, most of these rights apply only to information collected by third-party services used in the App.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will take effect immediately after being published inside the App or on the associated store listing.

9. Contact Us

If you have questions about this Privacy Policy or need assistance, you can contact us at:
Email: support@prestamosfinanzasya.com
App Name: Préstamos Rápidos – FinanzasYa